Ayushman Bharat Card Yojana New Update ,Apply Online 2022

Ayushman Bharat Pradhan Mantri Jan Aogya Yojana : Prime Minister’s, People’s Health Scheme; also referred to as Ayushman Bharat National Health Protection Scheme is a national public health insurance fund of the Govt Of India that aims to provide free access to health insurance coverage for low-income earners in the country. Roughly, the bottom 50% of the country qualifies for this scheme.

Through the program, patients receive their primary care services from their family doctor. In the event of anyone requiring additional care, then Pradhan Mantri Jan Aaogya Yojana provides free specialist health care as well as free hospitalization through its THC program.

Why is Ayushman Bharat Yojana important?

Prime Minister Narendra Modi announced in Sep 2018 that Ayushman Bharat Yojana will serve 50 crore beneficiaries. Families living below the poverty line are eligible for a health cover of Five lakh. The central and state governments pay the health insurance premiums in a 60:40 ratio, so the coverage is free.

What type of scheme is Ayushman Bharat?

Ayushman Bharat is A health protection scheme to provide health insurance to citizens. It provides insurance coverage of up to Five lakh on a family floater basis to beneficiaries every year to receive primary, secondary, and tertiary healthcare services.

Ayushman Bharat Yojana Is Divided into Two Components

This program has two components:

The establishment of 100,000 health and wellness centers by the year 2022 will provide comprehensive primary health care.

Scheme centrally sponsored by PM-Jay

The Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana is a Centrally Sponsored Scheme under the Ayushman Bharat Mission, an initiative anchored in the Ministry of Health and Family Welfare.

Why Was launched ayushman Bharat yojana?

PM Modi launched the Ayushman Bharat Yojna in 2018 in order to provide healthcare benefits to crores of Indians who cannot afford proper medical care.

Ayushman Bharat Card

benefits of ayushman Bharat Card Yojana

It helps the families by giving access to healthcare services and also offers assistance for daycare procedures, including pre-existing illnesses. The scheme covers nearly One thousand three hundred fifty medical packages at both public and private network hospitals across India.

What is the procedure for getting my Ayushman card online?
  • Step 1: Visit Ayushman Bharat Pradhan Mantri Jan Arogya Yojana official website.
  • Step 2: Now you have to log on to the government website.
  • Step 3: On the home page enter your mobile number.
  • Step 4: Just below that you will see the captcha, enter the captcha in the empty boxAyushman Bharat Card

The income limit for ayushman card

Any family member with a monthly income greater than ten thousand .

History :

According to an Indian version of the Global Burden of Disease Study for 2017, major diseases were reported from 1990 to 2016 for every state in the country. This study brought a lot of interest in govt health policy because it identified major health challenges which the govt could address. In the year 2018, the Indian government reported that more than 6 crore Indians were forced into poverty as a result of out-of-pocket medical expenses. The availability of regional and national programs for healthcare in India, there was much more to be done. The Indian government first announced the Ayushman Bharat Yojana as a universal health care plan in Feb 2018 in the 2018 Union budget of India. The Union Council of Ministers approved it on March 18. Prime Minister Narendre  Modi announced in his 2018 Independence Day speech that India would launch a major national health program on 25 Sep. The date is also the birthday of Pandit Deendayal Upadhyaya.


Features of Prime Minister Jan ayushman Yojana (PM-JAY) include the following— providing health coverage for 10 crores households or 50 crores Indians providing a cover of Rs. 5 lakh per family per year for medical treatment in empaneled hospitals, both public and private; offering Digital payment and Paperless record keeping through the hospital or doctor’s office using criteria from the Social economic & caste Census 2011 determine eligibility for benefits no restriction on family size, age or gender; all previous medical conditions are covered under the scheme; it covers Three days of pre-hospitalization and Fifteen days of post-hospitalization, including diagnostic care and expenses on medicines; the scheme is portable and a beneficiary can avail medical treatment at any Prime minister Jan Ayushman yojana impaneled hospital outside their state and anywhere in the country providing access to free Covid-19 testing.

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Each of India’s 29 states chooses whether to participate in Ayushman Bharat Yojana. Twenty states agreed to participate in the program when it was announced in February 2018. In Sep 2018 shortly after launch some states and territories declined to participate in the program. Maharashtra and Tamil Nadu initially declined to join because they each had their state healthcare programs. Those programs, Mahatma Jyotiba   Phule Jan arogya Yojna & the program for Tamil Nadu were already functioning well. These states later both joined Ayushman Bharat Yojana with special exceptions to make it part of their existing infrastructure. Similarly, Kerala despite having its health program agreed to begin using Ayushman Bharat Yojana from Nov 2019. West Bengal initially joined the program but then opted out in favor of establishing their regional health program. Telangana did the same. By January 2020 Odisha had not joined the scheme. In March 2020 Delhi announced that it would join the program.

Challenges For ABY

When Ayushman Bharat Yojana began there were questions of how to reconcile its plans with other existing health development recommendations, such as from Niti anyone A major challenge of implementing a national health care scheme would be starting with infrastructure in need of development to be part of a modern national system. While Ayushman Bharat Yojana seeks to provide excellent healthcare India still has some basic healthcare challenges including relatively few doctors, more cases of infectious disease, and a national budget with a comparatively low central govt investment in health care. Some of the problems lay outside the Health Ministry such as urban development or transport. While many govt hospitals have joined the program, many private corporate hospitals have not. The private hospitals report that they would be unable to offer their special services at the govt low price, even with a govt subsidy.

There has been misuse of the Ayushman Bharat scheme by private hospitals through the submission of fake medical bills. Under the Scheme, surgeries have been claimed to be performed on persons who had been discharged long ago and dialysis has been shown as performed at hospitals not having kidney transplant facilities. There are at least About Seven Hundred fake cases in Uttarakhand State alone, where a fine of One Crore  has0 been imposed on hospitals for frauds under the Scheme. Initial analysis of high-value claims under PMJAY has revealed that a relatively small number of districts and hospitals A/C for a high number of these, and some hint of an anti-women bias, with male patients getting more coverage. Despite all efforts to curb foul-play, the risk of unscrupulous private entities profiteering from gaming the system is present in AB-PMJAY.

Under the Ayushman CRPF scheme, 35 lakh cards have been issued

The central government has provided CRPF personnel and their families with about 35 lakh Ayushman health cards under this scheme. All CRPF personnel and their families can avail cashless treatment from 24000 hospitals in the country. This information was provided by Union Minister Nityanand Rai on 5 January 2022. No expenditure limit will apply to the personnel of the Central Armed Police Forces such as the CRPF, BSF, ITBP, CISF, etc. Except Assam Rifles and NSG.

Covered diseases under Ayushman Bharat

  1. Prostate cancer
  2. Carotid NGO Plastics
  3. Coronary artery replacement by bypass method
  4. Skull base surgery
  5. Double valve replacement
  6. Pulmonary Valve Replacement
  7. Anterior spine fixation
  8. Laryngopharyngectomy
  9. Tissue expander

Ayushman Bharat Scheme doesn’t cover these diseases

  1. OPD

  2. Drug Rehabilitation

  3. Fertility Related Procedures
  4. Cosmetic procedure
  5. Organ transplant
  6. Individual diagnosis


Also Read

SchemeAyushman Bharat Yojana
Launched byPM Narendra Modi
Introduced on14-04-2018
Application modeOnline
Application start dateNow available
Application deadlineCurrently undeclared
BeneficiaryCitizen of India
ObjectiveRs 5 Lakh Health Insurance
Type of schemeCentral Government Scheme
Official websitepmjay.gov.in

Objective of  Ayushman Bharat Yojana 2022

In the poor families of our country, due to financial constraints, if someone has a major illness, they are unable to get treatment in hospitals and are unable to bear the cost of treatment.In order to provide them with free treatment in hospitals, solve the health challenges of poor families, and decrease the death rate caused by disease. By providing health insurance to the economically weaker and poorer families in the country, the Pradhan Mantri Ayushman Bharat Yojana 2022 provides financial assistance.

What is the number of hospitals under Ayushman Bharat?

Thousands of hospitals have been appointed under the Pradhan Mantri Ayushman Bharat Yojana. Currently, more than 15,000 hospitals are empanelled under this scheme. More than half of those hospitals are private hospitals.

Ayushman card can be used in private hospitals?

All public hospitals and empanelled private health care providers are required to provide the scheme’s services.The state government will appoint hospitals through an online portal under PM-JAY

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What is the income limit for Ayushman card

Any family member with a monthly income greater than ten thousand .


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